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Chris Sloan

info@sandiegopropertysearch.com +1(858) 330-6289

$689,000

Est. payment - /mo

2 Beds

2 Baths

990 SqFt

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Key Details

Property Type Manufactured Home

Listing Status Active

Purchase Type For Sale

Square Footage 990 sqft

Price per Sqft $695

Subdivision Whale Rock Terrace, Inc.

MLS Listing ID TR26054212

Bedrooms 2

Full Baths 2

Construction Status Repairs Cosmetic

HOA Fees $250/mo

HOA Y/N Yes

Year Built 2021

Property Description

Own the Land. Own the View. Own the Lifestyle. — Whale Rock Terrace, Cayucos CA | $689,000 No lease. No landlord. No inland heat. This is not a mobile home park. This is a shareholder-owned coastal community where you hold title to your lot — and that land is appreciating every year. Whale Rock Terrace sits on iconic Highway 1 between Morro Bay and Cambria in Cayucos, California — consistently ranked among the last authentic California beach towns — where the average year-round temperature holds in the mid-60s and the Pacific is one block from your front door. While inland buyers are watching their equity bake in triple-digit summers, Cayucos residents go to the beach. The ownership structure matters here. As a park shareholder, you own your lot outright — not leased, not rented, not subject to frequent rent increases. Residents own the park and have shareholder governance over dues, upkeep and improvements. Your $250/monthly dues covers sewer, trash, streetlights, clubhouse, community garden, and all common area maintenance. That's it. No surprises. The home: A 2021 Fleetwood manufactured home, built and installed new — not a resale remodel — in a split floor plan designed for light and livability. Two bedrooms, two full baths. The primary suite features a walk-in closet, ensuite bath, and linen closet. The second bedroom offers a built-in queen Murphy bed — ideal as a guest room, home office, creative studio, or flex space depending on your season of life. Gas range, double kitchen sinks, and an open layout that feels larger than the square footage suggests. Outside: Parking for 2–3 vehicles or a golf cart, built-in storage below the entry walkway, a sunny deck with partial ocean views, room to garden, and low-maintenance artificial turf. This lot was designed to be enjoyed, not maintained. Location radius: Downtown Cayucos restaurants, shops, beach access, and dog park — . Cambria, Morro Bay, Paso Robles wine country, San Luis Obispo, and the Mid-State Fair — all within a short drive. This is a 55+ community. Park residency requires park approval. At this price point, Whale Rock Terrace represents one of the lowest-cost entries to fee-simple coastal land ownership on the California Central Coast. Comparable coastal properties without the land ownership component lease at market rates with zero equity upside. Here, the land appreciates with you. Inventory at this price and ownership structure in this zip code

Location

State CA

County San Luis Obispo

Area Cayu - Cayucos

Building/Complex Name Whale Rock Terrace, Inc

Interior

Interior Features Ceiling Fan(s), High Ceilings, Laminate Counters, Open Floorplan, Recessed Lighting, All Bedrooms Down, Main Level Primary

Heating Central

Cooling ENERGY STAR Qualified Equipment

Flooring Vinyl

Fireplace No

Appliance Double Oven, ENERGY STAR Qualified Appliances, Gas Cooktop, Gas Oven, Gas Range, Gas Water Heater, Ice Maker, Refrigerator, Self Cleaning Oven, Water Softener, Water Purifier

Laundry Electric Dryer Hookup, Gas Dryer Hookup

Exterior

Parking Features Assigned, Asphalt, Concrete, One Space

Fence Good Condition, Wood

Pool None

Community Features Biking, Dog Park, Foothills, Fishing, Gutter(s), Hiking, Hunting, Mountainous, Park, Preserve/Public Land, Street Lights, Water Sports

Utilities Available Cable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

Amenities Available Bocce Court, Billiard Room, Clubhouse, Meeting Room, Meeting/Banquet/Party Room, Outdoor Cooking Area, Barbecue, Pet Restrictions, Pets Allowed, Recreation Room, Trash

Waterfront Description Beach Access,Ocean Side Of Freeway,Ocean Side Of Highway

View Y/N Yes

View Ocean, Peek-A-Boo

Roof Type Asphalt

Accessibility None

Porch None

Private Pool No

Building

Lot Description Close to Clubhouse, Corners Marked, Level

Story 1

Foundation Pillar/Post/Pier

Sewer Public Sewer

Water Public

Construction Status Repairs Cosmetic

Schools

School District See Remarks

Others

HOA Name Whale Rock Terrace, Inc.

HOA Fee Include Sewer

Senior Community Yes

Tax ID 910006717

Acceptable Financing Submit

Listing Terms Submit

Special Listing Condition Standard

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Listed by Jonathan Minerick Homecoin.com 888-400-2513, DRE #01523060

Schools and Properties Nearby

REALTOR® Chris Sloan works all areas of San Diego real estate and adjacent areas in Southern California-from single family homes to multi-unit residential, investment properties, land, and commercial buildings.

He’s adept at helping buyers and sellers with traditional equity transactions, short sales, probate, trust sales, foreclosures, corporate transactions, and exchanges

+1(858) 330-6289

info@sandiegopropertysearch.com

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1625 Cass AVE #22 Cayucos, CA 93430